The past week I have done some incredibly stupid things that I am regretting doing now which culminated in what will most likely be the most stupid thing that I will most likely ever do yesterday.
My stupidity started out on Tuesday, which was my first mistake considering that I should never make a decision on that day considering my dislike, when I decided to borrow some money in the form of small personal loan. The amount wasn’t that much and I was offered more than double the amount but refused it. I guess that was a small smartness on my part but still it was a stupid thing to do considering that I probably couldn’t afford to do it in the first place. I borrowed the money because of the fact that my TV blew up and I wanted a new one, plus a few bills and a birthday present.
The second mistake and that biggest and most stupid thing that I will most likely ever do in my life occurred yesterday and naturally involved my sister who I have been standing up to a little bit lately. This has been mainly because of my frustration with her and the fact that keeps asking and borrowing my tech and then not returning it in a fashion that I would like, namely not closing down windows and systems she uses and also that fact she sends abusive messages to people using my number.
So my bf I went shopping for the TV and she and my eldest niece came along. We bought the TV from her ex and my nieces father because we knew that he would get us a good deal. After that my sister asked to go to another retailer which offered a good rental plan which meant that you will own what you rented at the end of the rental term. My sister could not apply for it herself because she did not have ID and also she does not have good credit and asked me to do it for her. I agreed to do it under the proviso that she will pay for the repayments using an automatic bank transfer. On top of the computer that she got and the necessary software that she would need we also ended up getting an Apple laptop for my niece because my sister had promised her one and I couldn’t say no to that because it would look bad on me and she also said that she would make payments herself once she got a job.
That was my huge act of stupidity.
I trust my niece to follow through, it is my sister that I don’t because she might follow through initially but I wouldn’t put it past her to back out eventually because her selfishness will eventually arise and she will come to the conclusion that what she needs in the moment out-ways what she owes in the past. In other words she will cancel the payments because when her need for cigarettes and fancy expensive milk will be more important than a computer and promises to her child. We have told her that moment she misses a payment the deal will be cancelled and she has agreed to it but I am too soft hearted and most likely not go ahead with it.
With this rental plan there was a cashback offer as well which I have signed up to receive though I am not counting my chickens with this one as I have gone down this path before and it has not worked. The cash back with this one was 20% of the purchase price which equates to approximately $400 which my sister expects and is planning on buying another computer with it this time for her youngest child who is 8 in preparation of when she goes into high school which is not for a couple more years. She wants her to know how to use Microsoft programs like Word and Excel. Personally I think this is a waste of money. We were originally going to put the money towards the actual plan so that it reduces the length and how much is owed but my sister nixed that in favour of the other. Personally I think that I should get some of it as a kind an assurance considering I am getting no benefit out of this arrangement at all.
My sister, has however got it in her head that she that cashback includes the interest paid as well which means that the cashback will be over a $1000. Both me and my mother tried to tell her this last night but off course my sister is never wrong and she started going on about how we are stealing from her and we have made some kind of deal to divvy up the money. I also reminded her that I am doing her a favour here and I am putting my credit limit on the line for her but of course that doesn’t matter because in that moment she has what she wants.
She also went to her back-ups of claiming to have a bad childhood and that my mother was a bad parent and called her and myself a bitch and slut which of course that is just projection. She also pinned my mother against a wall and was kicking her as well but admittedly if my mother hadn’t grabbed at her that would not have happened. The whole incident frightened my mother’s dog Winni and has her hiding under my bed. I wish that I had filmed it because it would be proof to my step-father of my sister’s behaviour.
This of course has heightened my anxiety and depression levels and I wish that I could have stayed home today. Actually scratch that it would be a war zone there as both my mother and sister would be there. Maybe being at work is a better option and considering that I have the late today away from home is the best option. Tomorrow is a public holiday and my eldest brother is coming over. Hopefully things will calm down a bit.
Song Of The Day